For individual investors there are three different ways of accessing Jarislowsky Fraser as an investment advisor. The choices are based on
the client’s needs and assets under management.

Segregated Portfolio Management
with Jarislowsky, Fraser Limited

Jarislowsky Fraser offers a personalized approach
to investment management. Global portfolios are constructed according to clients’ individual needs. Factors influencing portfolio construction are:

	Investment objectives
	Time horizon
	Liquidity requirements
	Risk tolerance

Monthly portfolio valuations are prepared for clients. The valuation includes:

	Asset mix summary
	Industry sector breakdown
	Transactions summary
	Detailed listing of all securities held in the portfolio

One or two investment professionals and an
assistant are assigned to each relationship to ensure a direct line of communication and accountability. Our objective is to build long-term relationships
with our clients through regular, direct contact.
We encourage both formal and informal meetings
to discuss investment policy, strategy and capital market conditions.

Third Party Wrap Programs

Jarislowsky Fraser is a leading provider of investment management in the managed asset programs offered by 12 Canadian investment advisors. The name refers to the fact that these accounts usually "wrap" together a variety of investment services, including brokerage commissions, as a percent of your portfolio's total market value, which also covers
all administrative and management expenses
and reporting.

Investment advisors will match the appropriate money manager with a specific client based on the client's individual characteristics, such as risk tolerance and financial goals.

Third Party Mutual Funds

Jarislowsky Fraser acts as a sub-advisor for several mutual fund clients.

For more information on the three investment options, please contact the office nearest you. See the contact information page for our addresses and phone numbers.